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398 N Saginaw Street

Pontiac, MI 48342
  • $250,000
  • STATUS: Active
  • ON SITE: 82 Days
  • ID#: 20261008952
UPDATED: 49 min ago
$250,000
  • 4
    BEDS
  • 0.16
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,620
    SQFT
  • $154
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1910
County:
Area:
Lot Size Dimensions:
41.66X170

School Ratings & Info

School District:

Description

Welcome to this beautiful spacious and versatile 4-bedroom, 2 full-bath home offering incredible value! Featuring two full kitchens, this property provides flexible living options perfect for extended family, multi-generational living, or potential rental opportunities. The full basement adds even more usable space for storage, entertaining, or future finishing. Outside, you’ll find a 2.5-car detached garage with full power and a generously sized yard, ideal for additional parking, hobbies, or outdoor gatherings. Conveniently located near Downtown Pontiac, Great Lakes Crossing, restaurants, M-59, and I-75 a, this home combines space, functionality, and affordability all in one. Don’t miss this unique opportunity schedule your showing today! Home warranty included for 1 year worry free maintenance. Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL

Monthly Payment Calculator



IDX provided courtesy of Realcomp II Ltd. via The Calhoun Team of Pretty Home Realty and Realcomp II Ltd.. © 2026 Realcomp II Ltd. Shareholders. Real estate listings held by brokerages other than The Calhoun Team of Pretty Home Realty are marked with the Realcomp-approved IDX logo and are provided through IDX through Realcomp II Ltd. IDX information is provided exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data last updated: 2026-06-09T11:00:53.273.
www.prettyhomerealty.com/homes/174206046
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398 N Saginaw Street Pontiac, MI 48342

  • Price: $250,000
  • Status: Active
  • On Site: 82 Days
  • Updated: 49 min ago
  • ID#: 20261008952
4
Beds
2
Baths
0
½ Baths
0.16
Acres
1,620
SQFT
$154
$/SQFT
1910
Built
Neighborhood:
Pound Add
County:
Oakland
Area:
Pontiac
School District:
PONTIAC
Property Description
Welcome to this beautiful spacious and versatile 4-bedroom, 2 full-bath home offering incredible value! Featuring two full kitchens, this property provides flexible living options perfect for extended family, multi-generational living, or potential rental opportunities. The full basement adds even more usable space for storage, entertaining, or future finishing. Outside, you’ll find a 2.5-car detached garage with full power and a generously sized yard, ideal for additional parking, hobbies, or outdoor gatherings. Conveniently located near Downtown Pontiac, Great Lakes Crossing, restaurants, M-59, and I-75 a, this home combines space, functionality, and affordability all in one. Don’t miss this unique opportunity schedule your showing today! Home warranty included for 1 year worry free maintenance. Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL
Exterior Features

Architecture Level 2 Story Architecture Style ColonialEarly American Construction Materials Other Entry Location Ground Level w/Steps Exterior Features LightingFenced Fencing Back YardFencedFence Allowed Foundation Details Basement Foundation Materials StonePoured Garage Features Direct AccessElectricityDoor OpenerDetachedDrivewayGarage Faces FrontOversized Garage Size 2.5 Car Garage YN Yes Lot Size Dimensions 41.66X170 Pool YN No Porch Type Porch Road Frontage Feet 41 Road Frontage Type PavedPub. Sidewalk Roof Material Asphalt Waterfront YN No

Interior Features

Basement Type Unfinished Basement YN Yes Baths Total 2.00 Fireplace YN No Heating Forced Air Heating Fuel Natural Gas Interior Features Smoke AlarmCable AvailableCarbon Monoxide Alarm(s)Circuit BreakersEntrance FoyerFurnished - Yes24 Hour SecurityBuilding SecurityClosed Circuit Camera(s)Exterior Video SurveillanceFire Alarm Kitchen Appliances Free-Standing Gas RangeFree-Standing RefrigeratorMicrowaveStainless Steel Appliance(s) Room Count 12 Rooms Living Room (First/Entry Level) Bath - Full (First/Entry Level) Bedroom - Primary (First/Entry Level) Bedroom (First/Entry Level) Kitchen (First/Entry Level) Dining Room (First/Entry Level) Family Room (Second Level) Bedroom (Second Level) Bedroom - Primary (Second Level) Kitchen - 2nd (Second Level) Bath - Full (Second Level) Breakfast Nook/Room (Second Level) Sq Ft Combined 1620 Sq Ft Total Basement 723 Water Heater Fuel Natural Gas

Property Features

Association Fee YN No Deposit Amount 75000.00 Down Payment Resource YN Yes Existing Lease YN No Homestead YN No Land Contract YN Yes Land Interest Rate 7 Land Payment 1904 Land Terms 132 Listing Financing CashContractConventionalFHATrade/ExchangeUSDA Loan (Rural Dev)VAWarranty Deed Ownership Status Short Sale - NoPrivate Owned Possession At Close Postal City Pontiac Protection Period 120 Settlement City Sewer Sewer (Sewer-Sanitary) Short Sale No Tax Amount Summer 1452.0000 Tax Amount Winter 1195.0000 Title Standard (Private) Total Tax 2647.0000 Transaction Type Sale Unparsed Address 398 N Saginaw Street Warranty Yes Water Source Other

Realcomp IDX logo IDX provided courtesy of Realcomp II Ltd., via Brookstone, Realtors LLC: (248) 963-0505 and Realcomp, ©2026 Realcomp II Ltd. Shareholders.


IDX provided courtesy of Realcomp II Ltd. via The Calhoun Team of Pretty Home Realty and Realcomp II Ltd.. © 2026 Realcomp II Ltd. Shareholders. Real estate listings held by brokerages other than The Calhoun Team of Pretty Home Realty are marked with the Realcomp-approved IDX logo and are provided through IDX through Realcomp II Ltd. IDX information is provided exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Data last updated: 2026-06-09T11:00:53.273.
 
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